Many credit card debt relief programs are just after your money. Here's how to spot the companies trying to scam you.

Currently, Americans owe $1.14 trillion in credit card debt. Higher prices and interest rates put pressure on consumers, making it harder for many to keep up with their payments. Young adults, in particular, are affected by this.

With credit card rates at record highs, you may want to pursue this type of debt relief now. Here's how to do it.

The Capital One SavorOne Student Cash Rewards Credit Card outshines many competitors in the student credit card market, offering unlimited bonus cash back rewards without an annual fee. It's designed to help college students build credit while earning rewards on popular spending categories.

American Express, Chase and Capital One all offer credit card combinations – here's how to decide which is best for your spending style.

Credit card rewards are paid for by issuers, which pass the bill along to consumers who are charged fees and interest for using their cards. The merchant middlemen also indirectly pay for credit card rewards by paying interchange fees, typically 1.5 to 3.5 percent of each purchase that a consumer charges to their card.

JEA lowered the originally announced fee for credit payments of more than $1,000 after pushback by City Council member Raul Arias.

Starting September 30, JEA will begin applying a vendor service fee for payments made using credit or debit cards through its website or automated phone system.