Here is what experts recommend Florida property owners do when filing claims for hurricane damage. Plus what to know about your homeowners insurance.

Despite the laborious ongoing recovery — with some roads still impassable, bridges washed away — a record number of voters cast early ballots in recent weeks.

In Tampa Bay, Election Day is arriving less than four weeks after Hurricane Milton, the second storm of a historic one-two punch, leaving uncertainty about the natural disasters’ impact on voting. But local officials have made accommodations,